For those looking for the quick answer: The Florida statute of limitations for car and motorcycle accident legal cases is two years after the accident occurred. One critical aspect that every car accident victim in Florida should be aware of is the statute of limitations. The statute of limitations is a legal time limit within which a lawsuit must be filed. In Florida, the statute of limitations for car accident lawsuits has recently undergone a change, reducing the time frame from four years to two years. In this article, we will delve into the details of the statute of limitations in Florida for car accident lawsuits, its significance, and how it could impact your ability to seek compensation.

Peering through the vast and often bewildering landscape of law, there’s one phrase that might have come across your radar: Statute of Limitations. But what does it mean, particularly for folks living under the sun-soaked palm trees of Florida? And more intriguingly, are there exceptions to these so-called legal deadlines? Oh, you bet there are. And that, my friends, is what we’re diving into today in this feature titled, “Exceptions to the Florida Statute of Limitations.”

Now, let’s imagine the legal world as a grand old clock, tirelessly ticking away. Each tick, a second slipping by, nudging you closer to a deadline. That’s essentially your Statute of Limitations — a time limit for bringing certain types of legal action. It’s as if Lady Justice herself is reminding you, “Hey, if you’ve got a bone to pick in court, you can’t dilly-dally forever!” After all, the gears of justice need to keep moving.

In the state of Florida, like elsewhere, these time limits can vary widely depending on the type of case. Picture it as an assortment of hourglasses, each filled with a different amount of sand. One might be for a personal injury case, another for fraud, yet another for professional malpractice — each grain marking the time you have to raise your gavel and say, “I object!”

But here’s the twist, folks. Sometimes, that hourglass gets a little nudge. Sometimes, the rules bend. And these moments, dear readers, are the exceptions we’re here to talk about today.

What is a Statute of Limitations?

A statute of limitations is a law that sets a specific timeframe within which a legal action must be initiated. It serves as a safeguard to ensure that lawsuits are filed promptly while evidence is still fresh and witnesses’ memories are intact. Statutes of limitations vary by jurisdiction and can differ depending on the nature of the claim. In the context of car accidents in Florida, the statute of limitations dictates the time limit for filing a lawsuit seeking compensation for injuries, property damage, or wrongful death.

Importance of the Statute of Limitations

The statute of limitations plays a crucial role in the legal system, serving several important purposes. First and foremost, it ensures that both parties involved in a lawsuit have access to a fair and just legal process. By imposing time limits, the statute of limitations prevents stale claims, where evidence may have deteriorated or become unavailable. It also allows individuals to move forward with their lives without the constant threat of potential legal action. Moreover, the statute of limitations provides a sense of finality to legal disputes, ensuring that they do not drag on indefinitely.

Understanding the Florida Statute of Limitations for Car Accidents

In Florida, the statute of limitations for car accidents is governed by various laws and regulations. While the Florida statutes do not explicitly mention car accidents, they establish time limits for filing lawsuits based on different causes of action. The most common cause of action in car accident lawsuits is negligence. Under this cause of action, car accident victims typically have two years from the date of the accident to initiate legal proceedings. It is essential to note that this two-year time limit applies to personal injury claims, property damage claims, and wrongful death claims arising from car accidents.

Florida Personal Injury Claims

Personal injury claims arise when individuals are injured due to the negligence of another party. In Florida, individuals have a two-year window from the date of the accident to file a personal injury lawsuit seeking compensation for their injuries. This includes damages for medical expenses, lost income, pain and suffering, and other related losses.

Property Damage Claims

Property damage claims are filed when vehicles or other property are damaged as a result of a car accident. Individuals seeking compensation for property damage must also adhere to the two-year statute of limitations. Filing a claim within this timeframe is crucial to ensure eligibility for compensation.

Wrongful Death Claims In Florida

In cases where a car accident results in a fatality, wrongful death claims may be pursued by the surviving family members of the deceased. The statute of limitations for wrongful death claims in Florida is also two years. It is important to note that the clock starts ticking from the date of the accident or death, whichever is later.

Exceptions to the Florida Statute of Limitations

When it comes to personal injury claims resulting from car accidents in the Sunshine State, the ticking of the clock isn’t just a metaphor—it’s a very real countdown. As per Florida’s statute of limitations, you typically have four years from the date of the accident to file a personal injury lawsuit. However, you know what they say about rules, right? Exceptions are their best pals! Let’s explore some of the exceptions recognized under the Florida statutes:

The Discovery Rule – Unearthing the Unknown

Let’s start with a scenario: you’re involved in a car accident, but you walk away seemingly unscathed, only to find out years later that you have a latent injury. Panic-inducing? Absolutely. Hopeless? Not quite. Enter the “Discovery Rule”. This exception can extend the deadline if you could not have reasonably discovered your injury right away. But don’t think it’s a “get out of jail free card”. Courts here are as shrewd as they come and they’ll scrutinize whether you’ve been diligent in discovering and pursuing your injury claim.

Age of the Plaintiff

For individuals who were minors at the time of the accident, the statute of limitations may be extended. If an accident victim is under the age of 18 when the accident occurs, the time limit imposed by the statute of limitations can be extended up to seven years, ensuring that they have ample time to pursue legal remedies.


If an accident victim is physically or mentally incapacitated as a result of their injuries, they may be granted additional time to file a lawsuit. A court can determine the extent of the incapacitation, and if it is deemed that the victim lacked the capacity to pursue legal action, the statute of limitations can be paused. This allows the victim to file a lawsuit within a reasonable time once they have recovered or regained the capacity to do so.

Defendant Flees or Hides

If the party responsible for the accident flees the state, country, or conceals their identity, the statute of limitations is tolled until they can be located or their true identity is revealed. This exception recognizes that it would be unjust to hold the plaintiff accountable for the actions of a defendant who is intentionally evading legal consequences.


Parties involved in a car accident lawsuit may opt for arbitration as an alternative to litigation. When parties engage in arbitration, the statute of limitations is typically paused until the arbitration process is concluded. This allows the parties to explore a resolution without the looming deadline of the statute of limitations affecting their decision-making.

The Sovereign Immunity Exception – When the Government is Involved

If your fender-bender involves a government entity, be prepared for a legislative labyrinth. If your claim is against a city, county, or state government, you have three years to file an “administrative claim.” The government then has 180 days to deny or settle the claim. If it’s denied, you then have another year to file a lawsuit.

Defendant’s Death

In the unfortunate event that the defendant passes away before the resolution of the case, the court provides an additional 90 days for the plaintiff to file a motion naming the defendant’s personal representative as the new defendant. This exception ensures that the plaintiff’s rights are not compromised due to circumstances beyond their control.

Ultimately, while understanding the statute of limitations is crucial, it’s equally important not to use these timeframes as a strategic waiting game. Evidence can disappear, memories can fade, and waiting can complicate your case more than any legal jargon. So, as they say, “time and tide wait for no man.” Or in this case, no claim.

This journey through the intricacies of Florida’s statute of limitations and its exceptions should leave you with one key takeaway—legal advice is essential. Navigating this complex legal landscape can be as difficult as navigating Florida’s congested I-95. Having a legal guide on your side can make all the difference.

And remember, each car accident and personal injury case is as unique as a Florida sunset—no two are alike. This article is a great starting point, but don’t let it be your endpoint. Seek out professional legal advice to navigate the particulars of your situation, and ensure your rights are fully protected.

How Long Do I Have to File a Car Accident Lawsuit in Florida?

In Florida, the statute of limitations for filing a car accident lawsuit is typically four years from the date of the accident. This means that you have four years to initiate legal action and file a lawsuit against the at-fault party seeking compensation for your injuries and damages.

It’s important to understand that the statute of limitations sets a strict deadline for taking legal action. If you fail to file a lawsuit within the designated time period, you may lose your right to seek compensation through the court system.

However, it’s crucial to note that there can be exceptions to the general four-year statute of limitations. For instance, if the accident resulted in a fatality, the timeframe for filing a wrongful death lawsuit may be different. In such cases, the statute of limitations is generally two years from the date of the individual’s death, rather than from the date of the accident.

Additionally, certain circumstances may warrant the application of the “discovery rule.” If your injuries were not immediately apparent or if you could not have reasonably discovered them at the time of the accident, the clock may start ticking from the moment you discovered or should have discovered your injuries.

Does the Statute of Limitations Apply to All Car Accident Claims?

Consequences of Missing the Deadline

If a car accident victim fails to file a lawsuit within the timeframe specified by the Florida statute of limitations, the court will likely dismiss the case unless an exception applies. Missing the deadline can have severe consequences, potentially barring the victim from seeking compensation through legal remedies. The defendant’s attorney will likely move to have the case dismissed if the statute of limitations has expired, and the court will typically grant the motion.

Moreover, if a case is filed after the statute of limitations has passed, it is usually dismissed with prejudice. Dismissal with prejudice means that the plaintiff is permanently barred from pursuing the lawsuit. In such cases, the plaintiff may also be required to pay the defendant’s legal costs, further emphasizing the importance of adhering to the time limits imposed by the statute of limitations.

What’s the law for car accidents in Florida?

Car accidents in Florida are governed by a set of laws and regulations that determine how liability is determined, insurance requirements, and other important aspects of the legal process. Understanding these laws is crucial if you find yourself involved in a car accident in Florida. Here are some key aspects of the law for car accidents in Florida:

  1. Comparative Negligence: Florida follows a “pure comparative negligence” rule when determining liability in car accident cases. This means that each party involved in the accident can be assigned a percentage of fault based on their contribution to the incident. The compensation awarded to an injured party is then reduced by their assigned percentage of fault. For example, if you were found to be 20% at fault and the total damages were $10,000, your compensation would be reduced by 20% to $8,000.
  2. No-Fault Insurance: Florida is a “no-fault” insurance state, which means that each driver’s own insurance company covers their medical expenses and other related damages regardless of who is at fault for the accident. Under Florida law, all drivers are required to carry Personal Injury Protection (PIP) insurance coverage, which provides benefits for medical expenses, lost wages, and other accident-related costs.
  3. Minimum Insurance Requirements: Florida law mandates certain minimum insurance coverage requirements for all drivers. These include a minimum of $10,000 in Personal Injury Protection (PIP) coverage and $10,000 in Property Damage Liability (PDL) coverage.
  4. Reporting Requirements: In Florida, drivers involved in car accidents that result in injury, death, or property damage exceeding $500 are required to report the accident to the local law enforcement agency. This report must be made within 10 days of the accident.
  5. Statute of Limitations: As previously discussed, Florida has a statute of limitations that sets a time limit for filing a lawsuit seeking compensation for injuries and damages resulting from a car accident. In most cases, the statute of limitations for personal injury claims is four years from the date of the accident.

It’s important to note that this is not an exhaustive list of all the laws and regulations related to car accidents in Florida. If you have specific questions or need legal advice regarding a car accident, it’s recommended to consult with a qualified personal injury attorney who can provide guidance based on your individual circumstances and the most up-to-date laws in Florida.

Why the 14-day accident law in Florida?

In Florida, the “14-day accident law” refers to a provision under the state’s Personal Injury Protection (PIP) insurance coverage. According to this law, an injured individual must seek medical attention within 14 days of a car accident in order to be eligible for full PIP benefits.

Under the 14-day accident law, if you are involved in a car accident in Florida and you sustain injuries, it is crucial to seek medical evaluation and treatment within 14 days of the accident. Failure to do so may result in a denial of PIP benefits for your medical expenses and lost wages.

The purpose of this law is to encourage individuals to promptly seek medical attention after a car accident, ensuring that injuries are properly evaluated and treated in a timely manner. By seeking medical care within the required timeframe, it is believed that potential injuries can be identified and addressed more effectively.

It’s important to note that the 14-day accident law is specific to PIP insurance coverage and does not affect the ability to pursue a personal injury claim against an at-fault party. If you believe that the negligence of another driver caused your injuries, it’s advisable to consult with a personal injury attorney to understand your rights and explore potential avenues for seeking compensation beyond the PIP coverage.

Remember, promptly seeking medical attention after a car accident is not only important for your health and well-being but also crucial for ensuring you meet the requirements of the 14-day accident law and preserve your eligibility for PIP benefits.

Seek Legal Counsel for Your Florida Car Accident Claim

Navigating the legal landscape after a car accident can be complex and overwhelming. To ensure you understand your rights and obligations, it is crucial to consult with an experienced personal injury attorney who specializes in car accident cases. Our team of skilled attorneys has a proven track record of representing car accident victims in Florida. We are dedicated to protecting your interests and helping you seek the compensation you deserve. Contact us today or fill out our online form to schedule a free consultation.

Remember, time is of the essence. Act now to protect your rights and ensure that you have the best possible chance of recovering the compensation you deserve for your injuries, property damage, or wrongful death resulting from a car accident.

By pslinjuryattorney

James Diamond is the Lead Law Editor on our blog, where he shares his extensive legal knowledge and experience with our readers. His passion for justice and commitment to providing sound legal advice make him an invaluable asset to our blog and its readers. Away from the courtroom, James is a loving husband and father of three beautiful children. He cherishes the moments spent with his family and values the importance of striking a balance between his professional and personal life. Living in a coastal town, James takes full advantage of the picturesque surroundings and enjoys a variety of outdoor activities. As an avid surfer and fisherman, he can often be found riding the waves or casting a line during his weekends and vacations.